Author: bakr

  • Advantages of Orthodontics Courses for General Dental specialists and Orthodontic Internet Learning

    Nearly everybody fantasies about having a charming grin with the teeth they were brought into the world with, and a lovely face. Orthodontics ortodonti is one of the quickest developing parts of dentistry that centers completely around working on the outward presentation of patients’ teeth. The field of orthodontics centers around rectifying and treating patients with skewed teeth or jaws.

    The interest for Orthodontics orthodontics administrations by buyers in the US is on the ascent and accordingly various dental specialists are hoping to learn and rehearse fixed orthodontics. To satisfy this need, courses are presently instructed to assist dental specialists with accomplishing their objectives through consolidated proceeding with orthodontic schooling programs. These uncommonly planned programs incorporate various courses that can assist you with extending your abilities, and your dental practice. By instructing and preparing yourself you can offer more administrations to your patients. Further preparation can likewise result into an expansion in your pay.

    Orthodontics courses for general dental specialists are presented as classes. With a live course or a workshop you can find out about the subject top to bottom and furthermore you get a valuable chance to examine the subject with your partners. By going to a few classes in Orthodontics you can get forward-thinking data on the most recent ideas, most recent developments, research discoveries, clinical applications and clinical strategies and can arm yourself with additional information, novel thoughts and techniques for training. Additionally, by going to the orthodontics classes general and pediatric dental specialists can figure out how to analyze and treat straightforward orthodontic cases and how to give the most ideal treatment to their patients. In this way, going to the classes expands your insight into orthodontics. You have positive expectations about your ability base and your training and furthermore get individual fulfillment from your training. Orthodontic instruction can assist with expanding the norm of care gave to your patients.

    While going to the orthodontic classes an itemized conversation on a few subjects like contemporary orthodontic methods, finding, and treatment arranging and mechanics, are instructed. Also, you get a chance to go to the talks of universally prestigious speakers who are notable for their headway of orthodontic treatment.

    Proficient dental specialists with a deficiency of time because of their practices can likewise settle on Orthodontic web based learning. With the assistance of the web based educational organization experts can get the proper data they need. With the assistance of the web-based classes you can take as numerous boost and fresher method classes that your timetable grants. You get the valuable chance to learn in an agreeable and tranquil climate and you can go to the web-based classes from anyplace. All you want is a decent web association. Orthodontic internet learning is savvy and reasonable. With the assistance of the web-based course you can see the expert working in complete detail and in this manner you can learn procedures successfully.

    While perusing the web you can go over various sites that offer internet based courses in orthodontics. Make a point to inquire as to whether they have encountered any of these course contributions. Really look at the tribute part of every site to screen quality. Attempt to find other data about web-based contributions so you can pick the greatest program for yourself as well as your financial plan. Ensure the course satisfied is precisely exact thing you are looking for.

  • Millionaire Warrior Coaching Review – Il nuovo programma di Michael Cheney ti mostrerà la strada?

    Se sei un principiante o anche un marketer intermedio che vuole avere successo online, ci sono essenzialmente due modi per farlo. Uno trading di livello intermedio è imparare per tentativi ed errori finché non ti imbatti in una formula vincente o semplicemente sei fortunato. Questo potrebbe richiedere settimane, mesi o addirittura anni di sangue, sudore e lacrime. L’altro giorno stavo parlando personalmente con un ragazzo che ha provato per oltre 10 anni a fare soldi online. Il secondo percorso è imparare da qualcuno che ha già successo e assorbire quelle informazioni come una spugna, quindi implementare ciò che hai imparato. Ovviamente la seconda opzione riduce drasticamente la curva di apprendimento.

    Supponendo che preferiresti seguire concetti fondamentali del trading online la seconda strada, l’unica vera domanda che rimane è quale programma o corso seguire per raggiungere questo successo online e decidere chi dovresti seguire. In questa recensione di Millionaire Warrior Coaching darò un’occhiata a questo programma di coaching che è disponibile solo per un breve periodo di tempo ma anche piuttosto facilmente con uno sconto. Continua a leggere per scoprire se questo programma di coaching ti guiderà verso il successo su Internet e ti aiuterà a guadagnare online.

    Cos’è il Coaching Guerriero Milionario?

    È un programma di coaching scontato di Michael Cheney che offre ai clienti un abbonamento composto da 5 componenti principali. Questi sono costituiti da:

    1. Il cercatore di contanti
    2. La Formula Fast Cash
    3. La fabbrica del prodotto
    4. La macchina di vendita
    5. L’Attrattore di Traffico

    Ciascuno di questi componenti è costituito da una serie di video tutorial passo dopo passo che ti guidano attraverso i passaggi necessari, partendo da zero con le basi come la scelta di una nicchia, fino alla creazione dei tuoi prodotti, alla scrittura di una lettera di vendita e alla guida mirata traffico verso la tua offerta al fine di generare un reddito sostenibile su Internet. In poche parole, ti mostrerà come passare dall’essere un principiante assoluto a diventare un affermato marketer che sa come creare la propria linea di prodotti. Anche se questo sarà adatto alla nicchia del marketing su Internet, non c’è nulla che ti impedisca di utilizzare questa formazione per creare e sviluppare prodotti in altre nicchie molto richieste come la perdita di peso, l’addestramento dei cani o il commercio di azioni, solo per citarne alcuni.

  • Serie di benefici per l’iscrizione all’università di affiliazione ricca Articolo n. 1 – Il centro di apprendimento WA

    Questo articolo è il primo di una serie che scriverò delineando i numerosi vantaggi, suggerimenti e strumenti inclusi nell’iscrizione trading di livello intermedio alla Wealthy Affiliate University.

    Il centro di apprendimento per affiliati ricchi:

    Il centro di apprendimento è costituito da conoscenze di marketing su Internet su tre livelli; junior, intermedio e senior. Ogni livello si basa sulle tecniche del livello precedente. Il livello junior (principiante/principiante) consiste in tutorial, guide, video e download. Alcuni dei titoli trattati sono:

    Iniziare

    Nozioni di base di marketing su concetti fondamentali del trading online Internet

    Piano d’azione di 8 settimane (questa parte è semplicemente fantastica!)

    Tecniche di marketing per pizzicare il penny

    Articolo di marketing

    Servizi di trading per contanti

    Ottimizzazione di Squidoo

    Utilizzo di Clickbank

    Comprendere la pertinenza

    Pubblicità pay-per-click

    I 10 errori più comuni

    Scrittura di testi pubblicitari

    Tecnica comune delle parole chiave

    Caso di studio sulla copia dell’annuncio

    Caso di studio sull’inserimento dei dati

    Utilizzo di Yahoo Search Marketing

    Come impostare un sito web

    Componenti su una pagina di destinazione

    Sì, questa è davvero un’università di Internet Marketing! Continuiamo-

    Il livello intermedio riprende proprio quando sei pronto per ulteriori conoscenze per far avanzare la tua attività di marketing su Internet. Ecco alcune caratteristiche del livello intermedio. Questo livello comprende anche guide-tutorial, video e download.

    Web design

    Ottimizzazione della pagina di destinazione

    Pertinenza di Google

    SEO e come dare uno schiaffo a Google

    Ricerca per parole chiave

    Esecuzione di ricerche di mercato

    Utilizzo dell’elenco di parole chiave di affiliazione ricca

    Creazione di una mailing list

    Costruire un elenco di opt-in

    Informazioni sull’email marketing di qualità = $

    Ora per il livello Senior. Il livello Senior consiste solo di guide e tutorial. Il contenuto qui è piuttosto avanzato. Dai un’occhiata ad alcuni di questi titoli.

    Analisi dei dati

    Sviluppo del prodotto

    Assistenza clienti

    Ciclo di vita dell’acquisto del cliente

    Scrivere una copia di vendita efficace

    Questo è solo il primo di molti articoli che verranno dettagliati sui vantaggi della Wealthy Affiliate University. Sono membro e sostenitore di questa università di internet marketing. Ho sprecato così tanto tempo e denaro cercando di capire da solo il marketing su Internet. Sono stato derubato un paio di volte con i cosiddetti prodotti di internet marketing che erano semplicemente incompleti; progettato solo per vendermi il prossimo prodotto. Bene, come puoi vedere solo da questa prima puntata sui vantaggi della Wealthy Affiliate University, questo programma ti offre TUTTI gli strumenti di cui hai bisogno per avere successo. Aspetta che ti parli del forum. Uomo incredibile! Rimani sintonizzato.

  • Cloud Facilitating Administrations Address Important Information Reinforcement and Capacity Issues

    Cloud facilitating administrations enable organizations to profit from got information reinforcement and bring out best outcomes from various https://redentry.co/ server computational resources. With the rise of cutting edge innovation, there is no intricacy in getting to assets furnished that you are upheld with computerized networks like the Web, WAN, and so forth. Of course, an enormous piece of the significantly made devices, for instance, tablet computers, Cell phone and Journals are used to get to organize network. The cloud server facilitating administrations are planned with the point of view to deal with applications and information uses and data with the help of appropriated figuring development. The cloud server facilitating organization is approved with the capacity to offer by and large figuring answers for organizations, regardless of size and business nature.

    Intensive Comprehension of Cloud Server Facilitating

    Presumably, the cloud facilitating seller is responsible for directing cloud server containing crucial business data of the organization. On getting help from distributed computing suites, the seller is accounted for to offer top tier information administrations and server based applications. It is fascinating to take note of that cloud facilitating administrations are viable to chip away at different working stages including Macintosh, Linux and Windows. As a matter of fact, you can have your site whenever and from anyplace without being associated with server personal time or blackout.

    A slip look into the advantages of cloud server facilitating, which the featured beneath:

    • Reduce Down the Expense

    Organizations don’t need to make the acquisition of programming applications and equipment hardware at extreme costs. Be that as it may, persistent running of utilizations reinforces cloud facilitating administrations, which are instrumental for organizations to receive the reward of financial matters of scale.

    • Improved Storeroom

    Fantastic cloud server facilitating administrations permit organizations to store huge measure of information in a virtualized climate in correlation with private PCs.

    • No Manual Intercession

    Suppliers of cloud facilitating capably help the framework and programming applications to remain overhauled, bringing about adjusting to the most recent innovation.

    • Gracefulness

    With the advancement of state of the art distributed computing arrangements, undertaking clients have the influence to receive the rewards of adaptability and overt repetitiveness of IT foundation.

  • Key Administration Assumes a Major Part in Cloud Security

    Because of the changing requests in business tasks, the accomplishment of better execution, respectability and a far superior https://redentry.co/ openness of information for any association’s restrictive data is exceptionally fundamental. Distributed computing is exceptionally engaging thinking about its financial suitability. In the execution of uses in the cloud, security turns into a need concern, particularly for errands which influence the accomplishment of a whole association’s objectives.

    Cloud security, with explicit spotlight on key administration, makes certain to be one of the principal questions asked by any endeavor as it thinks about moving applications and putting away information in the cloud. The idea of distributed computing is brimming with complex contemplations as associations initially start their excursion.

    How might their exceptionally significant keys be overseen and will the information be encoded to an exclusive requirement?

    Key administration is expected by cloud suppliers in an exceptionally basic view. There are numerous arrangements that store qualifications inside and outside the cloud inside a protected foundation relying on the buying associations cloud security needs. A lot of suppliers are especially worried about security of data both from the lawful and information interruption viewpoint. Is the information encoded to a level adequate to keep away from access by expected programmers?

    Is it feasible for a free lawyer to give a legitimate instrument, for example, a summon to get close enough to information through the cloud framework? Hierarchical framework detachment is kept up with by some cloud security suppliers. This would be shielding a framework from being gotten to by an outsider through a coordinated framework that would be vital to keeping information from being compromised. Some vital administration and cloud security things to consider:

    1. High level Encryption Guidelines ought to be utilized for keys to safeguard from demonstrations of malevolent aim. All client encryption and validation qualifications in ought to be put away in an AES256-scrambled data set with no encryption keys put away in the certifications the executives zone.
    2. Each client ought to have a novel access keys to forestall infringement on others’ information.
    3. Keys ought to be put away external the cloud framework supplier and possibly utilized when fundamental. The public cloud foundation ought to be a seen as threatening area.
    4. Not one cloud supplier or supplier for the executives arrangement ought to have any admittance to delicate data or keys.
    5. With regards to delicate data, there is an elevated degree of need to think about reinforcement encryption and record framework.

    Maintainability is vital, in accordance with the everyday tasks of a cloud security organization. A significant and coherently arrangement is required with regards to key administration.

    Fitting inquiries should be posed of a cloud specialist co-op and the choice of proper accomplice ought to just be made based on an unmistakable comprehension of the uprightness of the whole arrangement. The method involved with facilitating, controlling, and permitting admittance to the applicable keys ought to be obvious and watertight.

  • The most effective method to Pick a Distributed computing Specialist co-op

    With so many distributed computing organizations available today it implies that picking the right one who comprehends your business https://redentry.co/ foundation is turning out to be progressively troublesome. You should understand what your definite prerequisites are so you can do investigate and assess who the best cloud supplier is for you. While completing your exploration there will be sure models that you ought to search for. The following is a rundown of the main four key determination necessities for picking a distributed computing specialist co-op:

    1) Dependability and Notoriety
    To comprehend an organization’s unwavering quality and notoriety it will be essential to comprehend who the organization is and the way that long they have been in the business. It will likewise be vital to investigate the sort of clients that a cloud supplier has and what organizations they have laid out. To completely comprehend a supplier’s dependability and notoriety it would beneficial converse with a portion of their clients and accomplices to see what they need to say regarding the organization. This is in many cases the most ideal way to check the dependability and notoriety of an organization direct.

    2) Appropriateness
    It will be essential to completely comprehend whether your business has reasonableness to move into a cloud climate and what distributed computing arrangement is ideal for you. To comprehend reasonableness of the various sorts of cloud administrations you ought to shift focus over to suppliers who offer no-commitment free preliminaries. This way you can see whether your business is OK in a cloud climate and perceive how the cloud administration functions before you make a drawn out responsibility.

    3) Backing and Administration Level Arrangements (SLAs)
    Support and SLAs are fundamental to guarantee against any personal time of the cloud. While taking a gander at a cloud supplier’s help responsibility you want to guarantee that they will work rapidly in the event that any issues or free time emerges and that issues are managed in the concurred way and to the concurred timescales. You ought to search for organizations with committed help that have the ability to manage issues as and when they emerge. At the point when you address a distributed computing organization or meet them at their workplaces you ought to request to see the help office.

    4) Security of the Cloud
    Any organization that moves into a cloud climate requirements to guarantee security of the climate and their business frameworks and cycles. It is critical to guarantee that the chose cloud specialist co-op offers a protected foundation at all levels and all through the cloud benefits that they offer. The server farms that are given will likewise should be perceived to guarantee a predictable degree of safety too.

  • Island Bouncing in Abu Dhabi?

    Consider Abu Dhabi and vast deserts rings a bell. That and a goldmine of oil fields. What comes as an unforeseen yet welcome amazement is as yas bay abu dhabi a matter of fact the Emirate’s roaring friendliness industry, social turn of events and rich untamed life. With almost 200 islands lying off its shores, Abu Dhabi is the most recent and positively most impressive objective for island bouncing – without the dreary platitude of simply sand, sun and ocean at each stop.

    Take Yas Island, home to the new west yas yas island Recipe 1 Etihad Aviation routes Abu Dhabi Great Prix. In obvious Emirati style, this circuit is bound to be the Monaco of the Center East, with everything greater, better and quite debauched. The island likewise offers various adrenaline surges, with a Ferrari Amusement Park, a water park, a few elite fairways and polo grounds.

    Around 130km west of Abu Dhabi lies Bu Tinah, part of the Marawah Marine Biosphere Save, the main in the locale to be perceived by UNESCO and a competitor for the ‘New 7 Miracles of Nature’. With a rich marine environment and transcending mangroves, Bu Tinah is home to various interesting species, including the imperiled hawksbill ocean turtle, more than 800 dugongs and an intermittent Indo-Pacific humpback dolphin.

    For those looking for safari undertakings, Sir Bani Yas Island offers a special encounter: initially the confidential safe-haven of the late ruler and pioneer behind Abu Dhabi, Sheik Zayed Receptacle King Al Nahyan, the island presently offers those looking for the clever the opportunity to investigate, with game drives, directed strolls and mountain trekking through the desert hinterlands.

    With over a portion of the island gave to a natural life save as well as a bird safe-haven, guests will experience a bunch of free-wandering creatures – different sub-types of intriguing gazelles and impala, crowds of spotted deer, the bizarre Barbary sheep (a types of goat-pronghorn local to Africa), entrancing herds of white flamingos at the crack of dawn and the valued Middle Eastern oryx, tracked down just on Sir Bani Yas.

    With the Emirate’s most recent undertaking – the gigantic, extravagant improvement on Saadiyat Island – currently in progress, Abu Dhabi is set to turn into the craftsmanship focal point of the East, with an arranged Louver and Guggenheim Historical center, again the magnum opus of Blunt Gehry. With such countless jewels to offer, a generally immaculate archipelagic safe house encompassed by turquoise waters and unparalleled in debauchery and extravagance, Abu Dhabi is well en route to turning into the objective – the new jungle gym of the daring tip top.

  • Software Maintenance Implications on Cost and Schedule

    Unique The word reference characterizes upkeep as, “crafted by keeping something all neat and tidy.” In any case, this definition doesn’t be guaranteed to fit for programming. Programming support is not the same as equipment upkeep since programming doesn’t actually break down, yet frequently gets less valuable with age. Programming is normally conveyed with unseen imperfections. In this way, programming support is: “The most common software immobilienverwaltung way of altering existing functional programming while at the same time leaving its essential capabilities in one piece.” Upkeep regularly surpasses half of the frameworks’ life cycle cost . While programming upkeep can be treated as an amount of exertion action, there are ramifications on quality, usefulness, dependability, cost and timetable that can be moderated using parametric assessment procedures.

    1. Presentation Quite possibly of the best test confronting programmers is the administration of progress control. It has been assessed that the expense of progress control can be somewhere in the range of 40% and 70% of the existence cycle costs . Computer programmers have trusted that new dialects and new interaction would enormously decrease these numbers; but this has not been the situation. On a very basic level this is on the grounds that product is as yet conveyed with countless imperfections. Tricks Jones appraises that there are around 5 bugs for every Capability Point made during Improvement . Watts Humphrey found “… indeed, even experienced computer programmers typically infuse at least 100 imperfections for each KSLOC . According to escapades Jones, “A progression of studies the imperfection thickness of programming goes from 49.5 to 94.5 blunders per thousand lines of code .” The motivation behind this article is to initially survey the essentials of programming support and to introduce elective ways to deal with assessing programming upkeep. A critical component to note is that turn of events and the executives choices made during the improvement interaction can fundamentally influence the formative expense and the subsequent upkeep costs.
    2. Programming Support Upkeep exercises incorporate all work completed post-conveyance and ought to be recognized from block changes which address huge plan and improvement exertion and override a formerly delivered programming bundle. These upkeep exercises can be very different, and it assists with distinguishing precisely exact thing post-conveyance exercises are to be remembered for a gauge of support exertion. Support exercises, once characterized, might be assessed in a very unexpected light in comparison to when called just “upkeep”. Programming upkeep is unique in relation to equipment support since programming doesn’t truly break down, however programming frequently gets less helpful with age and it very well might be conveyed with unseen defects. Notwithstanding the unseen blemishes, typically some number of realized absconds pass from the advancement association to the upkeep bunch. Precise assessment of the work expected to keep up with conveyed programming is supported by the deterioration of the general exertion into the different exercises that make up the entire cycle.
  • Hydrogen Airships With Lasers Are Required For Above Transportation Channel Ice Breaking

    One of the difficulties for the US Naval force is that as the boats get greater it makes it difficult for them to explore the secures in Panama, meaning ice laser they need to circumvent South America or through the Northwest Section which is just conceivable in the mid year or when the ice is cleared. Imagine a scenario in which we could track down a simpler approach to slice through the ice quickly. Consider the possibility that we involved high-energy lasers for the cutting. Consider the possibility that we utilized flying resources for sense the thickness of the ice and pick the most ideal course, and afterward cut the way for the lead transport underneath and afterward followed by the escort. Is this conceivable? Well it could possibly be.

    Right now, overcoming the ice is a gigantic diodenlaser test also the issues with our waning armada. The US Naval force needs more ships for its armada, so too does the US Coast Gatekeeper (USCG). We certainly need conversation starter ships. The USCG Official Site states under the procurement page, as a matter of fact;

    “The Coast Gatekeeper expects something like two new weighty icebreakers to guarantee proceeded with admittance to both polar districts and backing the nation’s financial, business, oceanic and public safety needs. The functional polar ice breaking armada at present incorporates one 399-foot weighty icebreaker (Coast Gatekeeper Shaper Polar Star, appointed in 1976) and one 420-foot medium icebreaker (Coast Watchman Shaper Healy, authorized in 2000). These cutters are intended for vast water ice breaking and component supported bodies and uncommonly calculated bows.”

    These icebreaker transport resources are very costly to fabricate, so I propose one more method for doing this:

    1.) Fly a fastened blimp at 800 to 1500 AGL with a laser payload.
    2.) The Tie is a hose which permits hydrogen (for the laser) to course through it.
    3.) The Sensors on the zeppelin decide the best way (most slender ice) utilizing computer based intelligence and steering calculations.
    4.) The lead boat would follow the way cut, and beat the ice which is seriously debilitated.
    5.) The guard would follow the specific way involving a similar procedure as flight following frameworks and GPS.

    There was an intriguing paper with regards to Airborne Geophysics (APPGEO1182R1) named: “Helicopter-borne estimations of ocean ice thickness, utilizing a little and lightweight, computerized EM framework Article Type: Extraordinary Issue: Airborne Geophysics,” by Christian Haas; John Lobach; Stefan Hendricks; Lasse Rabenstein; Andreas Pfaffling. The theoretical states:

    “Ocean ice is a significant environment variable and is likewise a deterrent for marine tasks in polar areas. We have fostered a little and lightweight, computerized recurrence space electromagnetic-enlistment (EM) framework, a purported EM bird, devoted for estimations of ocean ice thickness. 3.5 m long and weighing just 105 kg, it can undoubtedly be sent to remote places and can be worked from icebreakers and little helicopters. Here, we depict the specialized plan of the bird working at two frequencies of f1 = 3.68 kHz and f2 = 112 kHz, and study its specialized presentation. By and large, clamor adds up to ±8.5 ppm and ±17.5 ppm for f1 and f2, individually. Electrical float adds up to 200 ppm/h and 2000 ppm/h for f1 and f2, during the primary 0.5 h of activity. It is decreased by 75% following two hours.”

    Another exploration paper; “The Naval force’s high-energy laser weapon framework,” by Joung R. Cook and John R. Albertine, (Proc. SPIE 2988, Free-Electron Laser Difficulties, 264 (May 15, 1997); doi:10.1117/12.274390) notes in its theoretical:

    “Throughout recent years, trying to foster a speed-of-light hard-dispense with weapon framework, the U.S. Naval force has effectively decreased megawatt-class substance laser and high power bar control innovations to designing practice. This Naval force program was laid out during the virus war time while shielding maritime fight bunch was the essential worry of the U.S. Naval force.”

  • Pasakojimas apie sunaikinimą – sėkmė sukelia nesėkmes – sėkmingo pinigų valdytojo padėtis

    Ši pasaka yra elgsenos pasaka, nes pirmiausia ji parodo spąstus to, ką bihevioristai vadina grupiniu arba bandos mentalitetu. Taip pat https://matematikosguru.com/ mokoma, kad ankstesni rezultatai nėra būsimos veiklos rodiklis, o investuotojai turi žinoti, kaip jūsų samdomo turto valdytojas arba HAM generuoja tokio tipo grąžą. Kad investuotojai pasisektų, jie turi suprasti riziką, kurią kelia kiekviena investicija į jų portfelį. Pasaka gavo savo pavadinimą, nes ji parodo, kaip greitai galima sunaikinti turtus, ypač akcijų rinkoje ir ypač sėkmingiausių akcijų pinigų valdytojų. Skamba neįtikėtinai, kad sėkmingiausi akcijų pinigų valdytojai ir prekiautojai naikina turtus, tačiau beveik visi jie sunaikina daugiau turto nei sukūrė tam tikru savo karjeros momentu. Daugelis sunaikina daugiau turto nei kada nors sukuria. Pastarųjų kelerių metų įvykiai yra puikus pavyzdys, kaip sėkmingi pinigų valdytojai sunaikino daugiau turto, nei jie kada nors sukūrė. Kaip tai atsitinka ir ką daryti, kad tau taip neatsitiktų?

    Kapitalo apsauga yra pagrindinė finansinių pasakų tema ir nepaprastai svarbi šių pasakų skaitytojui. Investavimas į akcijų rinką nėra žinomas dėl savo gebėjimo apsaugoti kapitalą per trumpą laiką. Ilgą laiką tai yra puikus būdas apsaugoti kapitalą, tačiau trumpuoju laikotarpiu visko gali nutikti. Taigi investuotojas visada pasveria riziką ir naudą investuojant į akcijų rinką. Akcijų rinkos turtas, paliktas neapsaugotas, gali greitai išnykti. Ši pasaka mus moko, kad „Kai nutinka blogų dalykų“, žinios ir praeities rezultatai suteikia nedidelį paguodą ir mažai paguodos. Šie vertybinių popierių biržos arba akcijų investicinių fondų investuotojai keliauja į kalnus, masiškai atsisako savo planų ir ieško saugaus obligacijų ar grynųjų pinigų sirenos skambučio.

    Man patinka vartoti terminą „Kai nutinka blogų dalykų“, nes nesu painiavos mėgėjas. Kai kurie žmonės naudoja posakį „Juodoji gulbė“ apibūdindami „Kai nutinka blogų dalykų“. Kiti gali naudoti posakį „mažos tikimybės įvykis“. Kiti gali tai pavadinti įvykiu „Kartą gyvenime“. Nepriklausomai nuo to, kaip tai pavadinsi, kai tai atsitiks tau, jei tai atsitiks su tavimi, kai tai atsitiks su tavimi, tau nesvarbu, kaip tai bus vadinama. Jums tai reikš, kad turite daug mažiau pinigų nei turėjote prieš trumpą laiką.

    Vardų šiai pasakai neįvardinsiu. Tačiau jei 2009 m. vasario pabaigoje arba kovo pradžioje išnagrinėsite sėkmingiausių akcijų investicinių fondų įrašus, atrasite daug sėkmingų investicinių fondų, kurie prarado daugiau pinigų savo investuotojams, nei jie kada nors uždirbo. Kaip tai gali būti? Kaip investiciniai fondai, turintys 10, 15, 20 ir 25 metų sėkmės rekordus, gali prarasti daugiau pinigų, nei jie kada nors sukūrė? Šiek tiek pagalvojus, atsakymas paprastas ir akivaizdus. Sėkmingų rezultatų derinys pritraukia arba privilioja naujus investuotojus, kuriuos traukia ankstesni rezultatai. Jie investuoja didelę dalį fondo pinigų į akcijų rinkos viršūnę, o kai rinka krenta, investicinis fondas krenta ir atsitiktinai valdo daugiausia pinigų, kuriuos jie kada nors valdė. Pažiūrėkime į pavyzdį.

    Toliau pateiktoje lentelėje parodyta, kas gali nutikti per 30 metų sėkmingo investicinio fondo ciklo metu. Šiame hipotetiniame investiciniame fonde fondas pradeda valdyti 5 000 000 USD ir yra gana nežinomas. Pirmaisiais metais fondas atneša 15 % grąžą, todėl išauga iki 5 750 000 USD, o iš lūpų į lūpas į fondą pritraukiamas papildomas 1 000 000 USD investicinio kapitalo, nes sklinda žinia apie fondo valdytojo investicinį meistriškumą. Dar kartą 2 metais fondas duoda 15% grąžą ir į fondą pritraukiama daugiau pinigų. Tiesą sakant, rezultatai yra tokie geri ir tokie nuoseklūs – 15 % per metus, kad daugiau nei 25 metus kapitalas į fondą patenka 30 % per metus, palyginti su ankstesnių metų įplaukomis. Iki 28 metų pradžios fondas valdo daugiau nei 9 milijardus dolerių, o 28 metais į fondą įplaukia daugiau nei 1 milijardas dolerių. Žmonės negali pasisotinti.